Do I Need Commercial Insurance?

Certain types of commercial trucking insurance are required by the Federal Motor Carrier Safety Administration (FMCSA) and state laws. The most common of these are primary liability coverage and general liability coverage. Other types of coverage, such as bobtail coverage or motor truck cargo insurance, offer additional benefits but are not required by law.

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Aside from trucking insurance, we offer other coverage solutions to protect you and your business, including:

Bonds
Commercial Auto

Commercial Property
General Liability

Workers’ Compensation

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Insurance Plans

Liberty Starr Insurance is a leading provider of personal and commercial insurance

How Does Trucking Insurance Work?

Trucking insurance works similarly to private auto insurance. It covers many of the same things that your auto insurance covers such as damage to property, injury to persons, and damage to vehicles as the result of accidents. When you experience an incident that falls under the parameters of your insurance coverage, you can submit a claim and receive guidance in navigating the claims process from your insurance provider.

However, trucking insurance is specifically designed for the needs of commercial truck operators, which means you get specialized coverage, specialized levels of coverage, and specialized attention to help keep your commercial vehicles safely on the road. As a result, your private auto insurance will NOT cover your commercial vehicles. You need to obtain truck-specific coverage from a reliable provider in order to meet federal and state requirements and be able to send your trucks out with confidence.

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How To Choose Trucking Insurance

It can be difficult to choose the trucking insurance coverage that will best meet your needs. However, in order to keep your insurance premiums low, you should limit your options to those that provide all of the coverage you need and none of the coverage you don’t.

Discover Personal Policies

Our insurance policies are not limited to commercial trucking. We also have plans that protect personal assets. Learn about our coverage for homes and vehicles, and contact us in El Paso, TX.

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Liberty Starr Insurance

9819 SOCORRO RD - SUITE C7

EL PASO, TX 79927

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(915) 858-2900

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info@libertystarr.com

For auto and home policies, request to speak with Rafael Peña. For commercial and trucking policies, request to speak with Juanita Sierra.

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Monday to Friday: 9:00 AM – 4:00 PM | Saturday to Sunday: Closed

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New Mexico | Texas